Is history repeating itself? 🚀 In this episode of the One Deal Millionaire Podcast, J.D. Allen uses the six "beats" of a story (Life Before, Crisis, Pursuit, Conflict, Climax, Aftermath) to expose the striking parallels between the 2008 subprime mortgage crisis and the brewing storm in today's commercial and multifamily real estate market. Learn why the "smart money" isn't scrambling, but patiently waiting on the sidelines to capitalize on the next great opportunity.
Key Takeaways-
✔️ The New Subprime Debt: The easy credit and non-conforming loans of 2008 have been replaced by floating-rate bridge loans used by syndicators who overpaid for multifamily assets at record-low cap rates between 2020-2022.
✔️ Cash Flow is Gone: As interest rates have doubled and insurance/property taxes have tripled in key markets (like Florida and Texas), deals that only worked "on paper" are now bleeding money, leading to unanswered capital calls.
✔️ The Climax Hits Regional Banks: J.D. Allen predicts the breaking point will land hardest on local and regional banks holding massive commercial real estate debt, forcing mass foreclosures and a rapid collapse of asset prices.
✔️ The Aftermath is Opportunity: Just as after 2008, the ensuing aftermath will create the greatest generational wealth for disciplined investors with cash reserves who are prepared to buy liquidated assets for pennies on the dollar.
One Deal Millionaire Podcast | Hosted by J.D. Allen, Marine Corps veteran and multifamily investment mentor.
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